Last year ( first time) cover for my scooter covered 90 days full comp then reverted to 3rd party for the rest of the year if used outside the UK. New renewal states 90 days eu cover. So I phone to ask what happens after the 90 days to be told the cover expires .you only have uk cover and nothing in the EU Gets manager/gets underwriters and I get the same answer. They do not have to give the minimum cover for any eu country.. ( it is in sub section B) The 2009 eu directive no longer states this... it says they can give limited days in any 12 months... My cover was with Bennetts and will now be changed to Express Insurance once they check my requirements as they state 365 eu cover. Has anyone else had the same problem? Some quotes I got give no EU cover at all. So it's worth checking your renewal quote..