365 insurance

kernow

New Member
Kernow, tell me about it! Lol
I used to be with NFU, and kick myself I changed companies, they used to accept a friendly caravan site as an address. (I had everything going there, DVLA etc) Year’s have moved on, and so have I.
Insurance is a nightmare as we all know!
I will start ringing round!
Any more suggestions would be appreciated.
Thanks.,
I would certainly try AIB ,I'm not sure who the underwriters are,as one or two oversee the rest of the brokers,hence the monopoly.Good luck,keep us updated please as I will be keen to make changes in March when I'm due for renewal
 

chrisjones18

Well-Known Member
Another to try is the RAC (think it was Bristol).. they definitely do fulltime motorhome cover.. no idea on terms and conditions as when I started filling it in I got a good quote from Comfort for 270 days in EU and the rest in the UK.
 

Pinball Wizard

Active Member
For anyone interested

RAC On 03301591475

Will do a fulltime insurance, IF minimum value £25,000 and the minimum year is 2006.

I didn’t ask about any other details, as I don’t fit their minimum requirements.

Comfort again I don’t fit their criteria.

Adrian Flux do appear to be the most helpful, I was totally honest, only difficulty if you are registered as unemployed, they won’t insure you.
Being a member of a forum or Facebook group, gives you a discount, I forget how much percent.

Hope it helps someone!
 

hpold

Well-Known Member
Your not unemployed just taking time out semi retired .
Just an update not a good start to 2018 in hospital from the 27th to the first lung infection taken back in on the second had AF stopped and started the heart I look like a bald chicken on my chest all shaved but cracking on .
 

Pinball Wizard

Active Member
I will admit I used to bend the truth somewhat with insurance company’s. I won’t do it now!

However insurance companies will look into claim’s, and IF you are RECEIVING unemployment benefit, or whatever they now call it, and they find out, your policy is void.

I added the unemployed bit, to my post, (as it came up in the conversation,) as information to anyone it might apply to.

Sorry to hear you are not well!
 

BigMomma

Well-Known Member
The truth is a bit like rules, they have a certain amount of flexibility, you can 'bend' rules without 'breaking' them, you can be 'economical' with facts without telling a lie ;)

Hope you feel better soon hpold :thumb:
 

hpold

Well-Known Member
The truth is a bit like rules, they have a certain amount of flexibility, you can 'bend' rules without 'breaking' them, you can be 'economical' with facts without telling a lie ;)

Hope you feel better soon hpold :thumb:
Thanks had to go back to doc infection not fully clear think they released people early with the strain the nhs has on beds . Back on antibiotics and steriods again to clear it up .
 

coolasluck

Well-Known Member
Get well soon hpold.
 
For anyone interested

RAC On 03301591475

Will do a fulltime insurance, IF minimum value £25,000 and the minimum year is 2006.

I didn’t ask about any other details, as I don’t fit their minimum requirements.

Comfort again I don’t fit their criteria.

Adrian Flux do appear to be the most helpful, I was totally honest, only difficulty if you are registered as unemployed, they won’t insure you.
Being a member of a forum or Facebook group, gives you a discount, I forget how much percent.

Hope it helps someone!
That's a big help! Did you end up going with Adrian Flux? I just called them and they said they can do it through Aegeas. Still waiting to get the full terms & conditions from them.

Just called Comfort which uses Aviva for their full-timing insurance and the key terms are:

No older than 2005—2005 is ok
Minimum £25,000 value, usually the value when you buy it. Maybe professionally fitted upgrades can increase the value.
Coachbuilt ok. A-class ok. No van conversions
All drivers need to have full UK license for 2 years.
Driving license, and vehicle registered to friend and family address, not mail forwarding company.
 

chrisjones18

Well-Known Member
We are moving in with our daughter..... so many to notify.... unbelievable paperwork .
 

chrisjones18

Well-Known Member
So Comfort Insurance wanted an extra £660 because we no longer own a house or are renting one. the motorhome would be parked at our daughter's along with all our paperwork. Making it around £1000 per year. (9 month eu cover) but upping it to 12 months.
Staveley Head wanted just under £400 for the same cover and were ok with address.
(12 month eu cover)
Go figure that for robbery.
 

chrisjones18

Well-Known Member
Bit of an update on Comfort...
When I asked them "would we be allowed to use it" or does it need to be parked up on a drive or a house we owned or long term rented, they relented and charged us £20 for a change of address .
They UK insurance system is a bugger to work out.
 

BigMomma

Well-Known Member
Just renewed my 'Fulltimers Insurance' policy with Comfort, £690 + £65 full UK/EU Breakdown cover which was only a £35 increase on last year's premium. As a bonus, as I have fulltimers Insurance Policy, they are sending me a 'Green Card' with my policy documentation, valid for the duration of the policy (12 months) The other bonus is not having to have an International Driving Permit for Spain, provided you have the new style photo Driving Licence, and not the paper one, and you do not stay for longer than 6 months then no IDP is required, same for lots of the EU Countries with one notable exception, France, where in the event of a 'No Deal' you will need to be in possession of an IDP. Visit the Government website for details of the requirements for all Countries.
 

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